Ready to Tap Your Retirement Savings in 2026? 3 Questions to Ask Yourself First.
Building a nest egg for retirement is not an easy thing. It takes decades of hard work and some sacrifices to free up the money you'll put into your IRA,...
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3 Key Things Every Retiree Must Know About Social Security in 2026
Social Security is one of the most important sources of retirement income for millions of retirees today. And it's important to have a good handle on the program's rules and...
Want to Save Better for Retirement in 2026? 3 Key Moves to Make Now
The start of a new year is a good time to take stock of your financial goals and come up with a plan to meet them. And one of your...
3 Required Minimum Distribution (RMD) Rule Changes Retirees Must Know in 2026
Retirement accounts such as traditional individual retirement accounts (IRAs) and 401(k) plans can reduce taxable income in the present by letting you invest pre-tax dollars. In exchange, the account holder...
Has Congress Stolen Trillions From Social Security? The Answer Couldn’t Be Clearer.
Social Security's 90th anniversary in 2025 was historic. It marked the first time that the average monthly retired-worker benefit topped $2,000. Further, the 2.8% cost-of-living adjustment (COLA) passed along to...
4 Ways to Increase Your Future Social Security Benefit After an Early Claim
If you claimed Social Security benefits early, you made a decision that shrunk your monthly payment. You have a full retirement age (FRA) when you can get your standard benefit,...
4 Key Financial Moves to Make Now That 2026 Has Begun
The start of a new year is a great time to focus on all things finance-related. As the year progresses, you may get busy with work, social plans, or other...
7 Costly Credit Card Mistakes People Make Every January
We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money...
4 Ways to Maximize Your 401(k) in 2026 — Even if You Can’t Max Out
If you were to max out your 401(k) plan year after year, there's a good chance you'd end up with a huge amount of savings in time for retirement. But...
This Is Exactly How Much You Can Work On Social Security in 2026 Before Losing Early Benefits
If you are hoping to work while collecting Social Security benefits in 2026, you need to know the potential impact on your benefits. Depending on your age and earnings, you...
Will 2026’s Social Security COLA Hold Up to Inflation? Here’s What We Know So Far.
The start of a new year is a great time to assess your income and spending and get onto a budget that works for you. This holds true whether you're...
Your 2026 Tax Refund May Be Much Bigger Than You’d Think. Here’s Why.
Getting a tax refund can feel like a windfall. Of course, you are just getting your own money back. But since you receive a large amount of money at once,...
4 Reasons Your Bank Can Close Your Account
If you have a bank or credit union account, there's no guarantee that it will always be available to you -- particularly if you fail to follow bank policies. In...
6 2026 Social Security Rules for Beneficiaries Taking Effect Today
Many Social Security beneficiaries view their checks as a constant in their budgets. Checks for a predetermined amount arrive on a predictable schedule each month, and those funds help sustain...
4 Things Every Retiree Needs to Know About Medicare in 2026
Most people would probably agree that Medicare is a key program for millions of retirees today. But whether you're planning to enroll in 2026 or are simply trying to plan...
The 2026 Income You Need to Max Out Your Social Security Benefits May Surprise You
Maxing out your Social Security checks will give you a payment that is well above what the average retiree collects.
This Is the First Thing Retirement Savers Should Do in 2026
The start of a new year is a great time to set financial goals and figure out what you want to accomplish over the next 365 days. And you may...
Claimed Social Security Early? There Are Only 2 Ways to Undo Early Filing Penalties.
The first and most straightforward way to undo early filing penalties is to undo your early Social Security claim. You can rescind your benefits claim within 12 months of making...