Retiring by the End of 2026? 5 Key Moves to Make Now.
If you plan to retire by the end of 2026, the coming months are crucial. You should absolutely take the opportunity to cherish your final stint in the workforce. But...
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3 Reasons the 2027 COLA Forecast Should Change How You Plan for Social Security Right Now
Some people are bird-watchers and some people are Social Security cost-of-living adjustment (COLA) estimate watchers. (Of course, some folks are both!) If you've been keeping an eye on estimates of...
The One Social Security Milestone I’m Tracking (And Why You Should Too)
I am not going to be claiming Social Security for a long time. Despite the fact that retirement is still probably a few decades away for me, there is one...
Social Security: The Surprising Factor That Could Complicate Your Filing Decision
Your Social Security benefits may end up playing a more important role in your retirement than you'd expect. Not only can they supplement your savings, but Social Security benefits are...
Nursing homes cost more than Yale tuition. There’s a VA benefit for that. Almost nobody claims it.
An average nursing home costs roughly twice the typical American retiree's annua...
The Pros and Cons of Claiming Social Security at 62, 67, and 70
For many years, turning 65 meant it was time to retire. However, in 1983, Congress passed a law that raised the retirement age. Beginning with people born in 1938, the...
I Always Thought I Needed $1 Million to Retire. Here Is Why That Number Matters Less Than I Thought
For the earliest years of my adulthood, my big life goal was to make $1 million as soon as I could and retire shortly thereafter. The seven-figure sum was admittedly...
5 Mid-Year Investment Moves Retirees Should Consider Before July
When you're working, your paycheck continually brings money into your life. But once you retire, those checks diminish or stop entirely, removing that financial safety net. That's why it's crucial...
I’m Retiring With $300,000. How Can I Make It Last?
As always, The Motley Fool cannot and does not provide personalized investing or financial advice. This information is for informational and educational purposes only and is not a substitute for...
How to Recession-Proof Your Retirement Before the Second Half of 2026
It's notoriously difficult to predict when the next recession -- commonly defined as at least two consecutive quarters of negative economic growth -- will occur. The last official recession in...
What I’m Doing to Protect My Family’s Budget From High Inflation
Revered investor Warren Buffett has said this about inflation: "The arithmetic makes it plain that inflation is a far more devastating tax than anything that has been enacted by our...
Your RMD Could Cost You Thousands If You Miss This Deadline
If you have your retirement savings in a traditional IRA or 401(k), you may be aware that you can't just leave that money growing forever. You'll have to start taking...
Your Social Security Check Depends on This One Key Detail
If you're like most retirees and counting on Social Security to help you make ends meet as a senior, you need to understand how your benefits are calculated.
9 Retirement Moves to Make in May Now That Tax Season Is Behind You
If you've been putting off dealing with a lot of financial matters because it was tax season and you had enough money issues on your mind, well... tax season is...
The Average Social Security Benefit Is Higher for January Applicants — Should You Wait to Apply?
January is an important month for anyone eligible for Social Security. That's the month the annual cost-of-living adjustment applies to your benefits (or future benefits). The COLA provides a bump...
This Is the Exact Average Social Security Benefit Retirees Receive at Every Age
Around 67% of seniors rely on Social Security for more than half of their retirement income, according to the Center for Retirement Research.
Social Security Spousal Benefits: The 1 Rule Too Many Married Couples Get Wrong
The typical path toward retirement benefits from Social Security goes something like this. You work and pay taxes on your wages every year for a minimum of 10 years, and...
Here’s Why 2026 Could Be the Perfect Year for Seniors to Do Roth IRA Conversions
Roth IRA conversions are a great way to shield your retirement savings from future taxes. But to do this, you have to pay taxes on the converted funds today. This...