3 Reasons You May Want to Put Retirement Off 1 More Year
You had planned to leave the workforce in 2026. You may have even chosen a specific date. But now that date's rapidly approaching, and you're less certain that retirement is...
News
Is Social Security Tax-Free in 2026? Here’s the Complicated Truth
If you're like many seniors, you're happy to get your Social Security checks each month, but you wish they went further. Things were already tight before inflation started driving up...
If the Fed Raises Interest Rates in 2026, How Will It Impact Retirees?
President Donald Trump has been pushing the Federal Reserve to cut interest rates. The logic is that rate cuts could reduce borrowing costs for consumers and businesses, thereby boosting economic...
You Must Do These 2 Things If You Want the Maximum Social Security Benefit at 62
You've probably heard that claiming Social Security at 62 shrinks your benefits, but that doesn't mean all early claimers take home tiny checks. The maximum benefit for 62-year-olds in 2026...
What Happens to Your Social Security if You Keep Working Past 67
For many older Americans, age 67 marks a big milestone. It's full retirement age for Social Security, which means you can take benefits without a reduction to your monthly checks.
These 3 Numbers Will Determine Your 2027 Social Security COLA
Your Social Security benefits saw an above-average 2.8% increase in January, but it might not feel like enough with inflation crossing 3.8% in April. You'll get another benefit increase next...
Here’s the Real Problem With RMDs (It’s Not Just Taxes)
When retirees hear about required minimum distributions, or RMDs, their first concern is usually taxes. And that's understandable. Those mandatory withdrawals are not only subject to an IRS bill, but...
Should You Spend More and Inherit Less? What Bill Perkins’ Philosophy Really Means for Investors
How much should affluent investors spend now versus preserve for later, or for heirs? Motley Fool personal finance expert Robert Brokamp explores Bill Perkins' provocative "richest person in the graveyard"...
Retiring Into a Bad Market Could Break the 4% Rule: How Sequence-of-Returns Risk Threatens Your Nest Egg
Retirement success can hinge on when returns arrive, not just how large they are. See how identical average gains still lead one nest egg to flourish while another fails, and...
Beware the Ticking Time Bomb Hiding in Your 401(k)
For working Americans with access to a 401(k), there's perhaps no easier way to save for retirement. You tell your employer how much money you want to contribute per year...
7 Things Business Owners Should Never Charge on a Personal Card
We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money...
What a 3.9% Social Security COLA in 2027 Would Add to Your Monthly Check
Even though 2026 isn't even halfway done, many Social Security recipients are wondering what cost-of-living adjustment, or COLA, they might get in the new year. And while we won't have...
Donald Trump turns 80 this week, but his Social Security check is missing
His tax returns show a blank where the Social Security line should be. What that empty line teaches about when to claim is worth more than the check he is...
Spooked About Inflation? Here’s How to Stop It From Wrecking Your Retirement.
You can save well for retirement and end up with a few million dollars in an IRA or 401(k). But that doesn't guarantee you'll feel financially secure throughout your senior...
Retiring With $2 Million? Here’s the Lifestyle You Might Have.
Many Americans retire without any savings at all. If you've managed to retire with a $2 million nest egg, that's an accomplishment to celebrate.
Oops! You Could Shrink Your Social Security Checks by Doing These Things.
If you're getting close to retirement and don't have much savings, there's a harsh reality you might soon need to face: Social Security could end up being your main source...
Most 401(k) Savers May Be Short-Changing Themselves, Data Shows
You might think that finding the money to contribute to your 401(k) is the hardest part of saving for retirement. But choosing the right investments can also be challenging.
Here’s How Much the Estimated 2027 Social Security COLA Could Give the Average Married Couple
We still have a few months until the Social Security Administration officially announces the 2027 cost-of-living adjustment (COLA), but with expenses rising, you probably don't want to wait that long...