This 401(k) Loan Mistake Could Make Your Financial Problems Even Worse
A 401(k) loan is a convenient way to borrow money in a pinch: You don't need a credit check, you can get the money pretty quickly, and you pay it...
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Claiming Social Security Early Is Costly for Everyone, but These Seniors Pay the Biggest Price
If you want the most Social Security checks possible, signing up as soon as you become eligible is your best move. But if you want the largest lifetime benefit, that...
This Seemingly Responsible Financial Move Could Be Hurting Your Retirement Savings
If you hope to retire comfortably someday, then saving for the future needs to be a high priority. But that's tough for a lot of people to do. Obviously, you...
The Famous 4% Rule for Retirement Could Fail You if You Don’t Do This
After spending a lifetime saving for retirement, the last thing you want to risk is running out of money while you're still alive. And having a strategic withdrawal strategy could...
Dividend Growth vs. Inflation: What S&P 500 Payout History Reveals for Long-Term Investors
Discover how long-term dividend growth has stacked up against inflation, why payouts can swing sharply in recessions, and what that means for income and total-return strategies. Watch the video below...
Is Your Spousal Social Security Benefit Bigger Than Your Retirement Benefit? Here’s How to Tell.
Maximizing your Social Security benefits is a bit more complicated when you're married. Not only do you have to worry about timing your claim right, but you also have to...
The 3 Things My Kids Are Doing to Prepare for Retirement, and Why I Wish I’d Done the Same
Between learning from my own mistakes and decades of writing about finance, I'm continually impressed by how confidently each of my children approaches money -- particularly when it comes to...
A Smarter Way to Rebalance in Retirement to Protect Your Portfolio
Discover how a disciplined mix of stocks, bonds, and an income cushion can support steady retirement withdrawals, reduce risk, and keep emotions out of portfolio decisions. Watch the video below...
Want $2 Million in Retirement Savings? Here’s What You’ll Need to Save Monthly.
Social Security most likely won't be enough to cover your retirement expenses -- or at least not without having to cut corners in a significant way. If you want to...
Roth IRA vs. Traditional IRA — Which One Is Actually Right for You?
IRAs can be powerful tools for Americans to save and invest for retirement, but is a Roth IRA or a traditional IRA the better choice? There's no easy answer, but...
Forced Into Early Retirement? Here’s What You Should Know Before Claiming Social Security Early
Most people look forward to retirement, but being forced to retire unexpectedly can take a lot of the fun out of it. It happens more often than you might think....
I Ran the Numbers: Here’s What Claiming Social Security Early Could Cost You
Once you approach your 62nd birthday, you'll have a big financial decision to make -- claim Social Security right away, or hold off for the promise of larger monthly checks....
3 Big Required Minimum Distribution (RMD) Rule Changes that Have Taken Effect in Recent Years — and What They Mean for Retirees
If you're approaching your 70s, or have recently entered them, you need to learn about and plan for your Required Minimum Distributions (RMDs). (There's a chance your retirement accounts don't...
Why Strategic Share Sales Can Be a Smarter Income Strategy for Retirees
Retirees face a key choice: focus on dividend income or sell small portions of a total‑return portfolio for cash. Explore how taxes, risk, and portfolio quality factor into this decision,...
The Popular Retirement Rule Millions Rely On Could Leave Some Seniors Short on Cash
Planning for retirement can feel overwhelming. So when there's guidance that makes a certain aspect of it easier, it's natural to want to follow it.
If You Haven’t Considered These 3 Things, You Might Apply for Social Security at the Wrong Time
When you sign up for Social Security is largely about personal preference, but it also affects how much you get from the program. You need the right claiming strategy if...
3 Reasons You May Want to Put Retirement Off 1 More Year
You had planned to leave the workforce in 2026. You may have even chosen a specific date. But now that date's rapidly approaching, and you're less certain that retirement is...
Is Social Security Tax-Free in 2026? Here’s the Complicated Truth
If you're like many seniors, you're happy to get your Social Security checks each month, but you wish they went further. Things were already tight before inflation started driving up...