New Year’s RMD Checklist: Avoid Costly Mistakes Before Dec. 31, 2026
A new year means a reset on the required minimum distribution (RMD) clock for many retirees. Ignoring your RMD obligation isn't smart, but in many cases, those who don't take...
News
Start the New Year With a Portfolio Checkup. 3 Moves Retirees Should Make in January.
The New Year is a great time to review your finances and assess if your portfolio still aligns with your long-term goals. It may be a good idea to reallocate...
2 Big 401(k)s Changes Everyone 50 and Over Needs to Know About in 2026
By the time your 50s roll around, it's time to get serious about retirement savings if you haven't been prioritizing your nest egg already. That's because you may only have...
Medicare Just Dealt Enrollees a Huge Blow in 2026
Many people find that they need to see the doctor more as they age. You might need added monitoring for a chronic condition or to get ahead of issues that...
If You’re Not Saving for Retirement in 1 of These Accounts, You’re Making a Huge Mistake
I'm a firm believer in taking advantage of any tax break the IRS will give you. And for this reason, I'm a fan of saving for retirement in an IRA...
2 Ways Your Ex Could Wind Up With Your 401(k) — and How to Prevent It
You probably have a lot of emotions you're trying to process while going through a divorce, and unfortunately, that's not all. You also have to untangle your finances -- a...
4 Off-the-Beaten-Path Ways to Use Your RMDs
If you've been taking required minimum distributions (RMDs) for a while, you've probably heard about all the ways you can use the money. Common suggestions include:
Here’s What Really Happens When You Miss One Credit Card Payment in 2026
We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money...
RMDs in 2026: Should You Take Yours Now or Wait Until Later This Year?
Once you turn 73 years old, tax-deferred accounts like 401(k)s require you to begin withdrawing from your account. These are called required minimum distributions (RMDs) and are a way to...
Doing a Roth Conversion in 2026? Beware This Pitfall.
There's a reason some people opt to save for retirement in a Roth IRA or 401(k). Even though Roth retirement plans don't give you an immediate tax break on your...
Read This Before Swiping Your Credit Card for Any Big January Purchases
We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money...
Senior Groups Suggest a Better Way to Determine Social Security Cost-of-Living Adjustments
When a 2.8% Social Security cost-of-living adjustment (COLA) was announced in October, there were a lot of unhappy people. In fact, a survey from The Senior Citizens League, a nonpartisan...
Are You Required to Take an RMD? Here’s How to Know for Sure
People discuss saving and investing for retirement, but how often have you heard someone bring up the topic of required minimum distributions (RMDs)? Even if you have a rough understanding...
This May Be the Most Hated Social Security Change in 2026
Social Security tends to undergo certain changes each year. And some of them can be positive ones.
Where to Find Medical Debt Relief in Retirement
If your heart sinks every time you find a medical bill in the mailbox, chances are, you're not alone. In a Kaiser Family Foundation and New York Times survey, 1...
Should You Own a Home in Retirement?
Housing is a lot of people's largest recurring expense. This may hold true during your working years as well as retirement.
3 RMD Mistakes to Avoid at All Costs in 2026
Many people who manage to retire with savings are thankful to have income to supplement their monthly Social Security benefits. And you may be reliant on IRA or 401(k) withdrawals...
What Is an Investment Bank, and How Does Its Role Impact Retirees?
Whether you're already retired or planning for a comfortable retirement, investment banks play a role. Here's how they work and why the success of investment banks ultimately supports your financial...