Thinking of Retiring in 2026? 3 Key Financial Moves to Make Now.
Now that 2025 is slowly but surely winding down, you may be starting to make some plans for 2026. And one of those plans may involve leaving your job for...
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Which City Should You Retire In? These 5 Might Be Your Best Bet.
If you're thinking of relocating for retirement, you have some big decisions to make! First you should weigh the pros and cons to see if relocating is really your best...
The Impact of Medical Debt on Seniors and What to Do About It
Despite seniors' access to Medicare, Fidelity Investments' 245th annual Retiree Health Care Cost Estimate reveals that a 65-year-old retiring in 2025 can expect to spend an average of $172,500 on...
Turning 50 This Year? Make This Retirement Savings Change Now
Once you have turned 50, the big change that you should try to make is to start taking advantage of the opportunity to make catch-up contributions.
Social Security’s 2026 COLA: Retirees in 10 States Will Get the Largest Raises Next Year
Social Security benefits are an important source of income for most retired workers, so the annual cost-of-living adjustment (COLA) is always a highly anticipated event. Next week, the Social Security...
Planning to Delay Your Social Security Claim? Here’s Why You May Not Be Able To.
Once you retire, it's fair to assume that you're going to need to replace a pretty large chunk of your former income.
Medicare Won’t Cover Everything — Here’s What Retirees Need to Budget For
Medicare likely forms the backbone of your retirement healthcare strategy, but if it's all you've got, you're at serious risk of draining your savings too quickly. Original Medicare covers the...
Shutdown Panic? Step Away From the Retirement Portfolio and Stick to Your Plan.
Headlines are filled with news of the U.S. government shutdown thanks to a budget impasse. There are real-world impacts from this event and it is both serious and worth watching....
On a Fixed Income? How to Avoid Getting Scammed After the Next Disaster
The number of active scammers seems to multiply like cockroaches. Just when you think you have one beat, another one crawls by. There are Social Security scams, work-from-home scams, investment...
Want to Get Your Portfolio to $1 Million by Retirement? Here’s How Much You Should Invest Every Month
Sometimes the hardest part about saving for retirement is simply getting started. Besides trying to figure out what to invest in, you may be wondering how much is necessary for...
Is It Possible the 4% Rule Is All Wrong?
If you've spent most of your adult life hearing that your withdrawal strategy in retirement requires withdrawing no more than 4% of your retirement account balance annually, you're not alone....
The Unfortunate Truth About the 2026 Social Security Cost-of-Living Adjustment (COLA)
We should soon find out what the 2026 Social Security cost-of-living adjustment (COLA) will be. The Social Security Administration will announce the exact details when the Bureau of Labor Statistics...
No Savings? Here’s How You Can Still Get to $1 Million by Retirement
Saving for retirement can be an intimidating project to undertake, especially if you don't have any savings to start with right now. But the benefit of long-term investing is that...
How Compounding Can Help You Retire a Millionaire — Even on a Modest Income
As someone who didn't learn about personal finances until I was an adult, the fact that each of my three granddaughters has been investing since age four or five makes...
3 Reasons Not to Max Out Your 401(k)
If you have a 401(k) at work and your employer offers a company match, you should make investing enough to earn that match an absolute top priority. Chances are good,...
Should You Choose a Roth IRA Over a Traditional IRA for Retirement Savings?
The best time to begin thinking about retirement is in the past. The second-best time to start is now.
4 Cons of BNPL and 1 Benefit
Imagine you're shopping online for a birthday gift. Once you find something you like, you proceed to the checkout. As you check out, you notice the company offers a buy...
If You Get $2,000 Per Month From Social Security, Here’s How Much Your Checks Will Go Up With the 2026 COLA
The 2026 Social Security cost-of-living adjustment, or COLA, will take effect with the payment that beneficiaries receive in January, and is designed to help retirees, their spouses, disabled individuals, and...