3 Legal Ways to Avoid Your Required Minimum Distributions (RMDs)
It's easy to think of your retirement savings as your money. After all, you earned it. But when you turn 73, the government comes along to remind you that you...
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The 2026 Social Security COLA Might Not Be Your Only Benefit Boost Next Year If You Fall Into 1 of These 3 Groups
We tend to see getting more money as a good thing. But when you're talking about Social Security benefits that serve as your primary source of retirement income, it's hard...
We’re Just 2 Months Away From These 5 Major Social Security Changes
Some things about Social Security never seem to change. If you're working, you pay a big chunk of your income into the program each year. If you're receiving benefits, your...
Want the Maximum Social Security Benefit in 2026? Here’s What You’ll Need to Do.
For decades, Social Security has played a major role in Americans' retirement finances. After decades of paying into the Social Security system (in most cases), it's a well-earned financial lifeline...
How to Master Your Fear of Spending in Retirement
The 2025 Annual Retirement Study by Allianz Life surveyed 1,000 individuals ages 25 and over across the U.S. Participants had an average annual household income of $50,000 (single respondents) to...
This Social Security Change Will Deal Higher Earners a Huge Blow in 2026
Social Security is a crucial program that millions of Americans rely on. But the money to fund Social Security has to come from somewhere.
Thinking of Retiring in 2026? 4 Questions You Have to Ask First
If you're thinking of retiring in 2026, you may already be counting down the days until you're able to hand in a letter of resignation, exchange contact info with your...
3 of Social Security’s Most Important Numbers Were Recently Announced. Here’s What They Are and What You Should Know About Them.
One thing you can always count on when it comes to Social Security is change. It's as unavoidable as rush-hour traffic in any major city. Some changes are closer to...
What NOT to Do With a 0% Intro APR Credit Card
We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money...
Gen Xers Are Facing Challenges As They Get Ready for Retirement
Gen Xers were born between 1965 and 1980, which means they are between 45 and 60 years old. For some of the oldest members of this generation, retirement is right...
Will You Qualify for Social Security’s Biggest Paycheck of $5,251 in 2026?
Social Security benefits can be life-changing for retirees, particularly those on a tight budget. In 2026, the highest payment will be a whopping $5,251 per month, which is significantly higher...
This Is the Best Advice I Can Give Anyone Saving for Retirement
Let's face it -- saving for retirement can be a real pain. When you have numerous expenses to cover and a life you're trying to enjoy, it's not easy to...
Unimpressed With the 2.8% 2026 Social Security COLA? 3 Ways You Can Supplement Your Checks
You're not alone if you were disappointed by the 2026 Social Security cost-of-living adjustment (COLA). While the 2.8% bump is slightly higher than the average over the last few decades,...
Social Security: Why Claiming Benefits at 62 Isn’t a Stupid Idea
There are certain financial decisions in the context of retirement that are pretty easy to make. For example, the decision to enroll in Medicare may not be so difficult if...
3 2025 Retirement Moves You Must Make Before the End of the Year
You've probably got a lot on your mind right now with the holidays just around the corner. You might even be looking ahead to 2026 and what you want to...
Social Security: This Is Hands-Down the Best Reason to Take Benefits at 62
When it comes to choosing a Social Security claiming age, many experts recommend waiting until age 70 to file. There's good reason for that: Delaying benefits can earn you a...
57 Million Americans Face Huge Disadvantage in Retirement Savings
According to Pew Research, an estimated 57 million workers in the United States don't have access to retirement benefits at their jobs. This means that close to half of all...
90% of HSA Savers May Be Making a Huge Mistake
There are certain expenses in your life you can control to a reasonable degree. Housing, for example, is something you have a say in. You can opt to buy a...