Are You Missing Out on This Underrated Retirement Account?
If you search the internet for retirement savings advice, you'll generally hear things along the lines of "save as much as you can without wrecking your near-term quality of life."...
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4 Reasons the 4.7% Rule Makes So Much Sense to Me
I cannot estimate the number of times I've sat down in my living room with pen and paper, hoping to map out a clear retirement plan. While I now have...
Retirees Name Their Top Financial Regrets. Here’s How to Avoid Them
Although I've been awash in it plenty of times, I've never been a big fan of regret; to me, it's the evil cousin of grief. Whereas the things I grieve...
You Have Less Than 2 Months to Prepare for These Social Security Changes
If you're retired, there's a very good chance Social Security is an important income source of yours.
Thinking of Doing a Roth IRA Conversion in 2025? Here’s What You Need to Know.
There are certain retirement moves, like claiming your 401(k) match, that you can do at any point during the year. There are others you generally do at a specific time....
5 Required Minimum Distribution (RMD) Mistakes That Are Dangerously Easy to Make
If you're 73 or older, there's a good chance the IRS is expecting you to take a required minimum distribution (RMD) this year. These are mandatory annual withdrawals you must...
Hating Retirement but Can’t Go Back to Work? Here’s What to Do.
A lot of people assume that they'll enjoy being retired. Only then something surprising happens: Instead of being thrilled to no longer be bound to a job, many retirees end...
Social Security’s 2026 COLA Is Official: Retirees in These 10 States Will Get the Biggest Raises
Many Social Security changes are met with disdain from recipients, but some are much appreciated. Although the announcement was delayed due to the government shutdown, Social Security recipients finally received...
Collecting Social Security Spousal Benefits? Here’s What You Need to Know About the Upcoming COLA.
Generally speaking, to qualify for Social Security benefits in retirement, you need to work and pay into the program.
Will the 2026 Social Security COLA “Trump Bump” Be Enough? Here’s What History Says.
Retirees now know how much their Social Security benefits will increase next year. The Social Security Administration (SSA) recently announced an annual cost-of-living adjustment (COLA) of 2.8% for 2026. This...
Retirees in These 5 States Will Receive the Biggest Social Security Raise in 2026
For the lion's share of Social Security's more than 53 million retired-worker beneficiaries, their monthly payout is more than just a check. It represents a financial lifeline that they'd likely...
3 Things to Do in Your 30s to Set Yourself Up for a Secure Retirement
When you're in your 30s, your job and your family might occupy most of your brain space. And retirement may be the last thing on your mind.
The Average American’s 401(k) Balance May Surprise You. Here’s How to Beat It.
Last year, the National Institute on Retirement Security reported that 79% of Americans feel there's a broad retirement crisis. And 55% said they're worried they'll never achieve financial security once...
The 2026 Social Security COLA Is Official. Here’s How Much the Average Retirement Check Will Increase Next Year.
After a delay caused by the government shutdown, we recently learned that Social Security beneficiaries are going to get a 2.8% increase in 2026, starting with the payment they receive...
Here Are the 2026 Social Security Earnings-Test Limits
For many people, retirement signifies the end of working. But for a lot of seniors, working in retirement makes financial and emotional sense.
2 Required Minimum Distribution (RMD) Rule Changes Retirees Must Know Before 2026
Traditional IRAs and 401(k) plans let you invest pre-tax dollars and deduct contributions from taxable income in the present. In exchange, you will pay income tax on the contributions and...
An Aggressive Social Security Garnishment Is Underway for Over 1,000,000 Beneficiaries — but Some May Be Able to Legally Avoid It
For more than 85 years, Social Security has acted as a financial bedrock for aging workers who could no longer provide for themselves, as well as the survivors of deceased...
4 Major Healthcare Mistakes Too Many Retirees Risk Making
Once you retire, it's important to manage your money carefully. While you may have a nice amount of savings and a decent Social Security benefit coming your way, if you're...