Delaying Retirement to Boost Your Savings? Here’s a Better Approach
When you look at the data that's out there on Americans' retirement savings, the numbers are pretty bleak.
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Why Most Retirees Won’t Delay Social Security Until Age 70 — Even if It Pays More
There are many things to consider when planning for retirement, but one of the most difficult decisions is deciding when to claim Social Security. Retirees can begin claiming Social Security...
What All Retirees Need to Know About Social Security in 2026
Next year will bring a slew of changes to the Social Security program, from a new cost-of-living adjustment (COLA) to a higher maximum benefit to raised earnings test limits.
Is Taking Your Required Minimum Distribution in November a Smart Move?
You've probably got a lot on your end-of-year to-do list -- holiday shopping, meal prep, maybe a trip to plan. You may have some last-minute financial moves to make, too,...
The 2026 Social Security COLA Was Announced Last Month. Here’s What That Means for Retirees
Social Security retirees had their biggest update of the year last month when the Social Security Administration (SSA) announced the program's 2026 cost-of-living adjustment (COLA), which determines how much benefits...
3 Important Social Security Changes Coming in 2026
Social Security is entering its 10th decade. The popular federal program began in 1935, with President Franklin D. Roosevelt signing the Social Security Act into law. Through the years, there...
Why 0% Intro APR Cards Fail for So Many People — and How to Win Instead
We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money...
This Social Security Change Is Coming — Whether You Like It or Not
If you've been collecting Social Security for quite a while, you're no doubt aware that those monthly benefits tend to increase over time. And the reason is due to inflation.
This Social Security Change Will Happen for the Last Time in 2026
Changes to Social Security are a fact of life, even when lawmakers do not take action to modify the retirement benefits program. Some automatic modifications are built into Social Security...
Thinking of Switching to a Medicare Advantage Plan During Open Enrollment? 5 Things You Need to Know.
Medicare's open enrollment period has been underway for more than a month now. And at this point, you have only a few more weeks to make changes to your health...
What Every Retiree Should Know About Medicare vs. Medigap
According to the folks at Fidelity, a 65-year-old person retiring in 2025 can expect to spend $172,500, on average, on medical and healthcare expenses throughout their retirement. That doesn't even...
How Does Social Security’s 2.8% Cost-of-Living Adjustment (COLA) for 2026 Compare, Historically, to Prior Raises?
There's arguably not a social program in America that does a more profound job of fortifying the financial foundations of retirees than Social Security.
3 Secrets to Retiring Rich — Without Making Yourself Miserable Along the Way
As of 2022, the typical American aged 65 to 74 had $200,000 in retirement savings, according to the Federal Reserve. Recent stock market gains have likely boosted the median retirement...
Considering Going Back to Work? Watch Out for These 2 Things if You’re on Social Security.
You'd hoped for a big Social Security cost-of-living adjustment (COLA) for 2026 to help you combat rising costs. But then the Social Security Administration announced a 2.8% increase, which will...
You Could Still Owe Taxes on Social Security Benefits in 2025. Here’s How to Know for Sure.
Social Security changes have been in the news so much in 2025 that it's understandable if you've lost track of them. In addition to the usual cost-of-living adjustment (COLA), the...
What Could Raising the Retirement Age to 70 Mean to You?
Sometime within the next eight or nine years (depending on who you ask), the Old Age and Survivors Insurance (OASI) trust fund is expected to be depleted. If Congress allows...
The 2026 COLA Is Set — Here’s the Good and Bad News for Social Security Recipients
The rules that dictate federal programs are rarely set in stone. Rather, the regulations governing these programs are, more often than not, quite fluid -- constantly adapting to changes in...
Social Security’s Grim Reality: Taxing the Wealthy Doesn’t Fix the Problem
For most retirees, Social Security income isn't a luxury. Rather, it represents a financial foundation that many aged beneficiaries would struggle to make do without.