Key Points Before you retire, it’s crucial to have a sense of your spending needs. Figure out where your retirement income will actually come from. Have a plan so your days are meaningful and busy enough. The $23,760 Social Security bonus most retirees completely overlook › If you’re gearing up to retire in 2030, you […]
Key Points Retirees will likely get a cost of living adjustment in 2026. This change to your monthly check isn’t the only change that’s likely to happen. The amount needed to earn eligibility will change, along with the rules for how much you’ll have to pay in Social Security tax. The $23,760 Social Security bonus […]
Key Points Downsizing can be a smart money-saving room in retirement. That doesn’t mean it’s the right choice for everyone. Before you shed square footage, think about whether you’ll enjoy that much financial upside and consider the social implications. The $23,760 Social Security bonus most retirees completely overlook › There are certain changes I’m planning […]
By Jonathan Ping, originally published at My Money Blog. A Trump Account (aka 530A Account, or 530 IRA) is a new type of retirement investment account for children. They offer tax-deferred growth, but you don’t get a tax break upon contribution. Funds generally cannot be withdrawn until the child reaches age 18, whereupon it converts […]
Jonathan Ping
By The White Coat Investor, originally published at The White Coat Investor. By Jim Dahle, WCI Founder <!–Bonds are having a bit of a moment in the media. Like most things with high-quality bonds, this is all driven by changes in interest rates. Consider this historical chart showing the yield on the 10-year Treasury bond: […]
The White Coat Investor
Key Points Conversions to a Roth IRA should not be done in high-earning years. Investors should always pay their conversion taxes at the end of the year, not with their investable assets. Consider Medicare tax brackets before making conversions two years before age 65. The $23,760 Social Security bonus most retirees completely overlook › The […]
Welcome everyone! Welcome to the 506th episode of the Financial Advisor Success Podcast! My guest on today’s podcast is Jenna Biancavilla. Jenna is the founder of Pearl Capital Management, an RIA based in Phoenix, Arizona, that oversees approximately $275 million in assets under management for 110 client households. What’s unique about Jenna, though, is how […]
Michael Kitces
Key Points Social Security may be in line for a larger COLA in 2027 than this year’s 2.8% raise. The exact amount of your raise will depend on more than just the official COLA number. You may not get the full picture till later in the year. The $23,760 Social Security bonus most retirees completely […]
By Rick Kahler, originally published at Financial Awakenings. Over 40-plus years in financial planning, I noticed a common pattern with client couples: in meetings with advisors, one partner usually does most of the talking. The other sits back, nods in the right places, and answers direct questions. The professionals in the room key off the […]
Rick Kahler
Key Points Review your withdrawal strategy to make sure it still works for you. Have a plan for when you’ll claim Social Security if you’re not already signed up. Ensure you have at least a year or two of cash savings on hand before you retire. The $23,760 Social Security bonus most retirees completely overlook […]
Key Points The proposal is for a flat-rate cost-of-living adjustment for Social Security benefits. Some low earners will get a bigger bump, but most people will get a smaller one. The $23,760 Social Security bonus most retirees completely overlook › If you ask me, Social Security has enough problems right now — and I’ve just […]
Key Points Typical Social Security benefits and savings for 60-somethings leave a lot to be desired. If you find you’re behind in your goals, working a little longer can make a big difference. The $23,760 Social Security bonus most retirees completely overlook › As you approach retirement, it’s worth taking some time to think through […]
Key Points Early retirement can be risky if you rush into it. Make sure you have a handle on your spending needs and expenses. Stress-test your income plan to ensure that it holds up. The $23,760 Social Security bonus most retirees completely overlook › A lot of people dream of being able to retire early. […]
Key Points Sweeping Social Security benefit cuts are an estimated six years away for retired workers and survivors of deceased workers. Several ongoing demographic shifts, not congressional theft or undocumented workers, are responsible for Social Security’s $29.3 trillion (and growing) unfunded obligation. The public overwhelmingly favors increasing payroll taxation on high earners to resolve Social […]
Welcome to the September 2026 issue of the Latest News in Financial #AdvisorTech – where we look at the big news, announcements, and underlying trends and developments that are emerging in the world of technology solutions for financial advisors! This month’s edition kicks off with the news that Altruist has been acquired by Vanguard, representing […]
Michael Kitces
By Ben Carlson, originally published at A Wealth of Common Sense. The top 10 stocks in the S&P 500 make up almost 40% of the index. Each of the companies in the top 10 sport a market cap of $1 trillion or more. In fact, as of this writing, the 12 biggest companies all have […]
Ben Carlson
Key Points Many seniors are hoping for a generous Social Security COLA in the new year. While the number won’t come out until mid-October, retirees could get a better picture of the 2027 COLA later this week. Even if next year’s COLA is fairly large, it may not be enough to improve your financial situation. […]
Key Points Current estimates are calling for a larger COLA in 2027 than what seniors got earlier in 2026. Even if next year’s COLA is more substantial, history suggests seniors may end up disappointed. The $23,760 Social Security bonus most retirees completely overlook › If you were disappointed in your 2026 Social Security cost-of-living adjustment, […]
Retirement Wellness Group reports charging a percentage of the assets they manage for you and commissions.
Note: this firm can be paid commissions on products it sells, which is a conflict of interest worth asking about.
Retirement Wellness Group reported no disciplinary disclosures on Item 11 of its latest Form ADV. That covers the firm and its associated people at the time of filing; verify the current position on the official SEC record.
Every figure on this page is taken from Retirement Wellness Group’s own Form ADV Part 1 filing with the SEC, last filed March 24, 2026. Retirely does not verify these figures and is not affiliated with this firm. Nothing here is advice or a recommendation to hire or avoid any adviser. Confirm the current record at adviserinfo.sec.gov.
