Your First RMD Could Trigger a Tax Chain Reaction. Here’s How to Avoid It
You might think that the money in your traditional IRA or 401(k) is yours to manage during retirement as you see fit. But one thing you should know is that...
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3 Best States to Retire in the U.S. in 2026
As costs continue to rise and retirement becomes more expensive, relocating can be a smart move to save money and improve your quality of life.
5 Cities That Let Retirees Live Well Without Downsizing Their Lifestyles
Living in New York City sounds attractive for people in their 20s who can land a high-paying job in one of the boroughs. However, that dream doesn't look as charming...
Congress Quietly Changes Medicare Coverage Rules Affecting Millions
In 2010, the Centers for Disease Control and Prevention started a National Diabetes Prevention Program, as the rate of type 2 diabetes was rising. The CDC approved certain courses on...
Social Security Fairness Act Payments Are Taxable: What Public Employees Must Know Now
Millions of seniors got a once-in-a-lifetime benefit boost last year as a result of the Social Security Fairness Act. This increased benefits for government workers who receive a pension based...
How Much Should You Have Saved in Your 401(k) by 60?
By the time your 60th birthday arrives, you may be at a point where you're not planning to work much longer. A lot of people retire during their 60s. In...
2 Rules You Must Know Before Working While Collecting Social Security
Have you claimed Social Security and are now thinking about getting a job? If so, there are some important rules about working while collecting Social Security that could affect the...
3 Reasons Travel Cards Beat Cash Back Cards
We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money...
The Average Tax Refund Is Up 10.6%. Here’s Why That’s Bad News.
The main reason a big refund isn't actually a great thing is that the refund is just a return of your own money that the IRS got to keep all...
How a Part-Time Job in Retirement Could Affect Your Social Security Benefit
By the time you retire, the idea of working might seem unappealing. But some seniors prefer to work part-time, whether to boost their income or simply have something to do.
The One Big Beautiful Bill Created a $1,000 Benefit for Babies Born in 2025 and Beyond — Here Is How to Claim It
President Donald Trump signed the One Big Beautiful Bill (OBBB) into law in July 2025. It included plenty of tax cuts and social program changes, including a $1,000 benefit for...
Delayed Your RMD? How to Calculate Your 2025 RMD Before the April 1 Deadline.
After turning age 73, the IRS requires you to begin taking withdrawals from certain tax-deferred retirement accounts, like a 401(k), 403(b), or traditional IRA. They're called required minimum distributions (RMDs)...
Get Most of Your Income From Social Security? You May Not Benefit From the New Senior Deduction.
The new $6,000 deduction is available if you're 65 or older, regardless of whether you're collecting Social Security benefits or not. The full deduction is available for single tax filers...
Retiring in 2026? Here’s How to Set Your First Year Withdrawal Strategy.
Retirement is definitely a milestone worth getting excited about. And if you've saved nicely, you may be looking at a generous nest egg to tap. But one of the most...
Why Can Some Retirees Work and Still Collect Social Security Benefits and Others Can’t?
For many seniors, retirement doesn't mean disappearing from the workforce entirely. Some people want to retire and still work part-time, while others must keep working into their traditional retirement years...
This Was My Biggest Retirement Savings Mistake
The big retirement savings mistake happened when I was in my 20s. Specifically, when I started working, I was focused on things like paying off my student loans and saving...
I Used to Think Medicare Advantage Was the Best Healthcare Option in Retirement. Here’s Why I’ve Changed My Mind.
As someone who writes about retirement on a regular basis, I'm well aware that healthcare is an important expense to plan and save for. I also know that even once...
3 Things My Wife and I Do With Money That Most Couples Don’t
We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money...