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5 Facts That’ll Make You Wonder Why Everyone Doesn’t Have a Traditional IRA
An IRA may not be the most exciting investment in your portfolio, but it's certainly versatile. An IRA, or individual retirement account, is an investment account designed to help you...
Social Security’s Latest 2026 Cost-of-Living Adjustment (COLA) Update Is a Double Whammy for Retirees
In January, nearly 52 million retired-worker beneficiaries collected an average Social Security check totaling $1,978.77. While this is a relatively modest monthly payout, Social Security income has historically laid a...
President Trump’s Biggest Social Security Proposal Could Be Bad News for Retirees
One of the biggest voting issues for seniors in last year's U.S. Presidential election was Social Security. There's good reason for that. The government program is essential to the budgets...
5 Ways to Use Your Required Minimum Distribution (RMD) Strategically in Retirement
Is the Internal Revenue Service forcing you to make a withdrawal from an IRA this year? If you'll be 73 years old or older at any point in 2025 and...
Here’s a Complete Plan to Fix Social Security in the United States
Social Security is forecast to run out of reserves by 2034 unless something is done to ensure its long-term solvency. The Brookings Institute recently published a bipartisan framework that would...
Social Security’s 2026 Cost-of-Living Adjustment May Surprise Retirees
Many older Americans today would not be able to get by without Social Security. The Federal Reserve puts median retirement savings among 65- to 74-year-olds at just $200,000 as of...
2 Traditional IRA Quirks You Should Plan for Now
If you've invested in a traditional IRA, you probably took time to read the fine print before signing your name on the dotted line. You knew what you were getting...
Billions in Retroactive Social Security Benefits Should Go Out Soon. Here’s Who Could Benefit the Most.
Your Social Security checks probably don't cover all your monthly living expenses, and if they're all you have, you may find it difficult to afford even basic necessities. Cost-of-living adjustments...
The Average 401(k) Balance for Americans 45 to 54 May Surprise You
If saving for retirement were an easy thing, people would probably do more of it. But it's easy to see why retirement savings can fall by the wayside, especially nowadays.
Prediction: President Donald Trump Is Going to Break His Social Security Promise, and These 16 Words Prove It
Receiving a Social Security check monthly during retirement isn't a luxury. For most retirees, this monthly benefit is a necessity to cover their expenses.
Here’s the Average Social Security Benefit for Ages 62, 65, 67, and 70
The average retired worker gets about $1,930 per month from Social Security, but there's a big difference in the benefits paid to retirees of different ages. In this video, Certified...
3 Retirement Moves to Make in Case a Recession Is Looming
As the stock market slides and more Americans are worried about a recession, it's normal to feel concerned about your retirement.
Why Social Security Cuts Aren’t Worrying Me — Even Though They Should
I was talking to a group of friends a few weeks ago, and somehow, the conversation veered from home repairs and vacation plans to retirement planning. Some of my friends...
Late to Retirement Planning? 7 Strategies to Help You Catch Up to Your Peers
If you're behind in your saving and investing for retirement, you're not alone. According to the 2024 Retirement Confidence Survey, fully 47% of workers have less than $100,000 socked away,...
91% of Retirees Today Depend on Social Security. Here’s How to Get More of It.
It's not a secret that millions of older Americans today collect a monthly benefit from Social Security. But what may be surprising is the number of retirees who depend on...
Could a Recession Impact My Social Security Checks?
Nobody likes hearing the word "recession." It's an economic event that comes with a lot of uncertainty, financial challenges, and overall stress for many people.
A New Social Security Law Will Give Some Retirees Over $1,000 More Per Month, but Not Everyone Will See a Change
If you're on Social Security, you're probably used to small changes to the size of your benefit checks every year due to cost-of-living adjustments (COLAs). But major changes to those...