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Are You Ready for Medicare Open Enrollment? 3 Things You Can Do Now.

Are You Ready for Medicare Open Enrollment? 3 Things You Can Do Now.

A few key moves in the coming weeks could make the process go more smoothly.

The Motley Fool
Your RMD Deadline Is Closer Than You Think — Miss It and Pay Dearly

Your RMD Deadline Is Closer Than You Think — Miss It and Pay Dearly

Key Points RMDs are due each year by Dec. 31. Missing an RMD deadline can result in a 25% penalty on the required amount. Proactively managing your RMD can help you avoid penalties. The $23,760 Social Security bonus most retirees completely overlook › You’re roughly 15 weeks away from Dec. 31, the annual deadline for […]

The Motley Fool
New to Social Security? 2 Rules That Could Catch You Off Guard.

New to Social Security? 2 Rules That Could Catch You Off Guard.

Key Points Some people claim Social Security without reading up on the program’s rules. You should know that if you’re working and getting benefits, you may be subject to an earnings test, depending on your age. Your benefits may also be subject to taxes, depending on your income picture. The $23,760 Social Security bonus most […]

The Motley Fool
3 Big Misconceptions About the 4% Rule You Need to Get to the Bottom Of

3 Big Misconceptions About the 4% Rule You Need to Get to the Bottom Of

Key Points The 4% rule tells you to withdraw 4% of your savings your first year of retirement and adjust future withdrawals for inflation. Not understanding who the rule is suited for and how it works could create financial troubles for you. Recognize that the rule is meant to support a specific timeline and asset […]

The Motley Fool
3 Ways Delaying Retirement Can Make Your Future a Lot More Comfortable

3 Ways Delaying Retirement Can Make Your Future a Lot More Comfortable

Key Points Delaying retirement gives you more time to save for your future. Your existing investments also have more time to grow. Shorter retirements cost less than longer retirements. The $23,760 Social Security bonus most retirees completely overlook › Delaying retirement usually isn’t something you do because you want to. It’s often a necessity because […]

The Motley Fool
Medicare’s Open Enrollment Period Is Only a Month Away. 3 Things to Do Now to Prepare.

Medicare’s Open Enrollment Period Is Only a Month Away. 3 Things to Do Now to Prepare.

Key Points Review your current insurance coverage and identify what you like and dislike about it. Record all medications, specialists, and services you expect to need in 2027. Figure out how much you can afford to spend on premiums and deductibles next year. The $23,760 Social Security bonus most retirees completely overlook › The 2027 […]

The Motley Fool
3 Reasons Not to Delay Retirement — Even When Your Brain Keeps Telling You to Wait

3 Reasons Not to Delay Retirement — Even When Your Brain Keeps Telling You to Wait

Key Points Delaying retirement could allow you to save more and stretch your savings further. It doesn’t make sense to delay retirement if your health is starting to decline and your job is compounding the problem. Once you’ve saved enough, the extra money may not be so meaningful to you. The $23,760 Social Security bonus […]

The Motley Fool