Roth IRA vs. Traditional IRA — Which One Is Actually Right for You?
IRAs can be powerful tools for Americans to save and invest for retirement, but is a Roth IRA or a traditional IRA the better choice? There’s no...
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Retirement
Social Security, savings targets, withdrawal strategy and the decisions that decide how the money lasts.
14,852 storiesLatest story Jun 12, 2026via The Motley Fool
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Forced Into Early Retirement? Here’s What You Should Know Before Claiming Social Security Early
Claiming Social Security early can reduce your monthly benefits by up to 30%. It could also shrink your lifetime benefit. It might still be the right...
I Ran the Numbers: Here’s What Claiming Social Security Early Could Cost You
A lot of people know that filing for Social Security ahead of full retirement results in reduced monthly benefits. You may be shocked at how much inco...
3 Big Required Minimum Distribution (RMD) Rule Changes that Have Taken Effect in Recent Years — and What They Mean for Retirees
Anyone nearing age 73 needs to learn about required minimum distributions (RMDs). They count as taxable income, so plan for that. There’s a hand...
Why Strategic Share Sales Can Be a Smarter Income Strategy for Retirees
Dividends and selling shares are economically similar ways of turning investments into cash. Retirement income planning should consider the tax implic...
The Popular Retirement Rule Millions Rely On Could Leave Some Seniors Short on Cash
The 4% rule is often touted by financial professionals as a smart guideline to follow. The rule may not protect your savings as much as you think. It...
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