3 Situations Where You Need to Ignore the 4% Rule
A popular strategy has savers withdrawing 4% of their nest eggs annually with adjustments for inflation. There are certain scenarios where the 4% rule...
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Retirement
Social Security, savings targets, withdrawal strategy and the decisions that decide how the money lasts.
15,505 storiesLatest story Jul 7, 2025via Retirely®
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Advantages of Automating Your RMDs
By automating, you can decide in advance how often you want to make withdrawals. Automation helps ensure withdrawal accuracy. If you’re looking...
Here’s Why Your 2026 Social Security COLA May Disappoint You — Regardless of the Number
Initial projections aren’t calling for a very large Social Security cost-of-living adjustment (COLA) in 2026. Even if the official COLA comes in...
If You Plan to Receive Social Security in 2035, You Have to Prepare Yourself for This
Unfortunately, Social Security’s trust funds are projected to be depleted in 2034. The program could face benefit cuts of up to 19% if the gover...
I Earn $250,000 a Year But Feel Miserable — Why Am I Struggling With My Financial Success?
A Reddit user with a $250,000 annual income is unhappy with his work-life balance -- but can he quit the rat race?
Here’s What Lenders Aren’t Telling You About Personal Loans in 2025
Personal loans can be useful -- but only if you know what you're getting into. Learn the hidden fees and tricks lenders don't always explain upfront.
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