Why Some Americans Have a Negative Net Worth — and How to Avoid It
When your debts exceed your assets, it leads to a negative net worth. Minimizing your debt is a great way to avoid that scenario. Don’t overspen...
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Retirement
Social Security, savings targets, withdrawal strategy and the decisions that decide how the money lasts.
14,891 storiesLatest story Jan 30, 2026via The Motley Fool
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Earning Less Than $184,500 in 2026? This Social Security Change Could Affect You.
Multiple Social Security changes went into effect in the new year. One change will have a big effect on those making between $176,100 and $184,500. Th...
Stuck Taking an RMD in 2026? 4 Ways to Make the Most Of It.
Traditional retirement plans impose required minimum distributions (RMDs) starting at age 73 or 75. Those RMDs might seem like a pain if you don...
There’s a New Exception to the 401(k) Early Withdrawal Penalty. Should You Use It?
You can now take penalty-free 401(k) withdrawals to pay for LTC insurance. The most you can withdraw for this purpose is $2,600 in 2026. Taking a 401(...
Are You Beating the Average Social Security Benefit?
The average Social Security benefit as of January 2026 is around $2,071 per month. Boosting your income today and staying in the workforce for at leas...
The Most Valuable Credit Card Perk in 2026 Almost Everyone Ignores
Image source: Getty Images When people think of credit card benefits, the first things that come to mind are usually cash back, travel perks, or a big...
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