Why Most Store Credit Cards Aren’t Worth It (and What to Use Instead)
Image source: Getty Images You know the pitch. You’re at the checkout counter, and the cashier says, “Want to save 20% today by opening a...
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Do You Get a Social Security Raise if You’re Collecting Spousal Benefits?
Spousal benefits are available if you are married or divorced after 10 years. Your spousal benefits can equal up to 50% of your husband or wife’...
The Average HSA Balance Now Tops $3,700. Here’s Why It’s a Game Changer for Retirement
HSAs can be used to pay current medical expenses or to save for retirement. Thanks to the power of compound growth, even modest annual contributions t...
3 Big Social Security Changes Coming in 2026 (Including a Historic COLA) Will Be Announced Oct. 24
The Social Security Administration will announce several changes on Oct. 24, including a historic cost-of-living adjustment (COLA). The retirement ear...
Social Security’s Earnings Test Has 1 Major Flaw
You’re allowed to collect Social Security if you’re still working. If you haven’t reached full retirement age, you’ll be subje...
The Social Security 2026 COLA Could Be Historic — But There’s Still Bad News for Retirees
Social Security recipients can expect the 2026 COLA announcement in the coming days. There’s a very good chance retirees will receive a larger-t...
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