You Have Less Than 2 Months to Prepare for These Social Security Changes
Social Security is undergoing some key changes in 2026. In addition to a 2.8% cost-of-living adjustment, the program’s earnings-test limits and...
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Thinking of Doing a Roth IRA Conversion in 2025? Here’s What You Need to Know.
You will owe taxes on your Roth IRA conversion in the year of the conversion. Your converted funds must stay in your Roth IRA for five years before yo...
5 Required Minimum Distribution (RMD) Mistakes That Are Dangerously Easy to Make
Those 73 and older typically have to take their required minimum distributions (RMDs) by Dec. 31. RMDs are based on your account value at the end of t...
Hating Retirement but Can’t Go Back to Work? Here’s What to Do.
Many people end up disliking retirement for financial or other reasons. It’s important to figure out the source of your unhappiness and address...
Social Security’s 2026 COLA Is Official: Retirees in These 10 States Will Get the Biggest Raises
The Social Security Administration determines the annual COLA by looking at changes in CPI-W data. The 2026 COLA is 2.8%. The differences in median be...
Collecting Social Security Spousal Benefits? Here’s What You Need to Know About the Upcoming COLA.
Social Security benefits are getting a 2.8% cost-of-living adjustment (COLA) in the new year. If you’re collecting spousal benefits, you’r...
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