RMDs in 2026: Should You Take Yours Now or Wait Until Later This Year?
Required minimum distributions (RMDs) must be taken by Dec. 31 of each year (unless it’s your first year). Failing to take your RMDs can result...
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Doing a Roth Conversion in 2026? Beware This Pitfall.
It can be beneficial to have money in a Roth account during retirement. If you can’t or didn’t fund a Roth account directly, you can do a...
Read This Before Swiping Your Credit Card for Any Big January Purchases
Image source: Getty Images Every year, my wife and I each open a new credit card — usually right before we’re about to make a big purchase...
Senior Groups Suggest a Better Way to Determine Social Security Cost-of-Living Adjustments
Groups like The Senior Citizens League are calling for Congress to change how COLAs are determined. The index currently used to set increases is based...
Are You Required to Take an RMD? Here’s How to Know for Sure
By the time required minimum distributions (RMDs) become a part of your life, it pays to understand how they work. RMDs are typically required if you...
This May Be the Most Hated Social Security Change in 2026
Social Security’s main source of funding is payroll tax revenue. Social Security limits the amount of wages it taxes each year. That wage cap in...
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