4 Things Retired Couples Should Know About Spousal Social Security Benefits
You may be eligible for Social Security based on your spouse’s earnings record. Spousal benefits aren’t off the table just because you...
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Lapeer, Michigan, Is a Small-City Retirement Option With Lower Housing Costs Than You’d Guess
Lapeer has some of the most affordable homes in the country and is situated near big cities and healthcare facilities. The city has several outdoor at...
This Little-Known HSA Rule Can’t Be Overlooked
Taking a non-medical withdrawal from a health savings account (HS) typically triggers a 20% penalty. Once you reach a certain age, that penalty goes a...
Claiming Social Security at 70 Sounds Safe — but It Can Be Surprisingly Risky
Delaying Social Security benefits increases your monthly checks, but not everyone reaches their 70th birthday or lives long after that. The bridge str...
The Average 401(k) Balance for Americans 70 and Over May Surprise You
Data shows that older Americans do not have very high 401(k) balances. There’s a new rule that could help you boost your 401(k) ahead of retirem...
The 1 Account You May Be Overlooking for Your Retirement
It’s common for savers to use IRAs and 401(k)s to build retirement wealth. Make sure to keep some money in an account that’s less restrict...
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