Here’s Exactly What Happens When You Call a Nonprofit Credit Counselor
Image source: Getty Images A close friend of mine carried a pile of credit card debt for years. He never said a word about it, so I never knew how muc...
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2 Ways to Make the Most of Your HSA
An HSA can be a valuable medical savings tool. Don’t forget that you can make catch-up contributions starting at age 55. Leaving your money unto...
Are We Over-Optimizing Our Finances?
Image source: Getty Images A few years ago, my wife and I had a household budget with 50+ overly-detailed line items. Every dollar had a bucket. Every...
Social Security Recipients Get Positive Updates From the Federal Government
Social Security is getting more efficient in some ways, thank to technology. Many millions have signed up for handy “my Social Security” a...
How Retirees Are Stretching $10,000 in Savings Further Than You’d Expect
House hacking and downsizing will both reduce your largest expense. Getting rid of an extra car makes sense, as it provides more cash while minimizing...
Social Security’s Full Retirement Age Is Going to Be 67, and Here’s Who It Hurts Most
Monthly Social Security benefits can be reduced as much as 30% if you claim before your full retirement age. Many lower-income and blue-collar workers...
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