5 Critical Facts About Social Security COLAs Every Retiree Should Know
The annual COLA is based on changes to the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W). Inflation data from the third qua...
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The Truth About Whether Your Ex-Spouse Can Claim Social Security Spousal Benefits Based on Your Work Record
43% of first marriages end in divorce. Depending on the circumstances, your ex-spouse could claim benefits. That claim will in no way subtract from yo...
Your 2026 Social Security Raise Is Already Falling Behind Inflation. Here’s the Gap.
The 2026 cost-of-living adjustment was 2.8%. Rising energy prices caused a big jump in March’s inflation numbers. The $23,760 Social Security bo...
Working in Retirement? It Can Change Your Social Security Check.
Social Security recipients are allowed to have jobs. Your age will determine whether you’re subject to an earnings test. Earning too much could...
Think a Roth IRA Is Your Best Retirement Savings Tool? 2 Reasons It’s Not a No-Brainer
Roth IRAs offer the benefit of tax-free gains and withdrawals. There are also no required minimum distributions to worry about. But for some people, a...
What Replaced the Medicare “Donut Hole,” and How It’s Likely to Impact You
The Medicare “donut hole” refers to a coverage gap in Part D. Filling that coverage gap caused many Medicare recipients considerable finan...
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