You decided to apply for Social Security as soon as you turned 62. While you're happy to have the monthly checks coming in, you're less thrilled about having shrunk your...
You don't have to claim Social Security right when you retire. However, many people do start their benefits at the same time as their paychecks stop. This makes sense, because...
Your Social Security checks will get a boost in 2027, and it could be a substantial one based on the latest cost-of-living adjustment (COLA) estimates. Recent projections from The Senior...
It's a well-known fact that the COLA increase for SS is far, far behind what it should be right now if inflation for the last 20 years had been accurately...
When I first started working full-time, I didn't have access to a 401(k) through my job, and that annoyed me.
Anyone who knows anything about the continental United States' weather knows the state of California is beautiful all year long. On the other hand, anybody who knows anything about each...
In reality, there's nothing particularly special about summer. Sure, the weather is nicer, and kids are out of school, but the business world keeps chugging forward just the same. Still,...
If you're planning on collecting Social Security and a paycheck at the same time to help you make ends meet, you must be aware that this isn't always possible.
Since members of Generation X were born between 1965 and 1980, some are getting close to the age when they'll be eligible for Social Security for the first time. And...
You might assume that the only reason people work during retirement is because they need the money. In reality, working can be a good way to keep busy and maintain...
You certainly know what your retirement income is -- or what it likely will be when that time comes. But how does that number compare to the average? Here's your...
Doom and gloom have been the prevalent mindset among Americans several times during the past. Consumer sentiment fell sharply in the late 1970s as the economy experienced stagflation. It was...
The older I get, the more I seek historical perspective. For example, the year-over-year inflation rate (from April 2025 to April 2026) is 3.8%, and no one can say it's...
For most retirees, Social Security income isn't a luxury -- it's a necessity to make ends meet. For a quarter-century, Gallup has conducted annual surveys to gauge retirees' reliance on...
The one key rule that changes when you reach full retirement age has to do with working while collecting Social Security benefits.
It's understandable that you'd want to claim Social Security as early as possible so you can get the most checks. But there's a pretty big drawback to doing this.
Few things disrupt your retirement plans quite like your investments nosediving just as you were about to quit your job. It can leave you unsure about what to do next...
If you have access to a 401(k), saving for retirement could be pretty seamless. That's because 401(k)s are funded directly through payroll deductions.
