Why an HSA Could Be More Powerful Than a 401(k) in Retirement
When it comes to saving for retirement, most people focus on accounts like 401(k)s. And there's a good reason for that.
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These Retirement Hot Spots Feel Like Vacation Towns — Without the Tourist Chaos
Vacation towns have a special charm. They offer a slower pace and a sense of tranquility that's hard to find in the city, but many of these same walkable towns...
How the New $15 Million Estate Tax Exemption Changes What You Should Do in 2026
Back in 2017, the Tax Cuts and Jobs Act increased the estate tax exemption from $5.5 million to $11.8 million per person. Since that figure was pegged to inflation, the...
How Much Could a $1,000 401(k) Match Be Worth by Retirement?
If your goal is to retire comfortably, one of the best moves you can make this year is to claim your entire 401(k) match, or as much of it as...
Medicare Is Denying More Claims Than Ever — Here’s How to Fight Back
No matter which type of Medicare you carry -- Original or Medicare Advantage -- you may find yourself dealing with a preapproval or service denial. Claims can be denied for...
Worried About Inflation? Here’s How Retirees Can Stay Ahead.
Say the word "inflation" in a crowded room these days, and you're apt to get a host of colorful responses. The unfortunate reality is that stubborn inflation has been battering...
The Divorced Spouse’s Guide to Social Security Benefits in 2026
If you're going through a divorce, you're probably grappling with a lot of emotional and logistical concerns. You're trying to separate your assets and figure out what a new normal...
5 Things to Know Before You Make a Big Credit Card Purchase in March
We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money...
Retiring in 2026? Do This to Protect Yourself From a Market Crash.
Taking the plunge into retirement can be a daunting prospect in the best of times. But right now, it may feel especially scary.
Should Retirees Lock In Today’s Lower Mortgage Rate or Wait for Rates to Fall Further?
If you have spent any time watching mortgage interest rates, you'll know that they fluctuate. Many have been hoping they would fall significantly soon in order to permit cheaper mortgages...
6 Social Security Changes in 2026 Every Retiree Needs to Know Before Filing Taxes
Retirees and those approaching retirement would do well to stay on top of changes to Social Security and changes to tax laws -- and changes related to both Social Security...
2 Required Minimum Distribution (RMD) Rule Changes Retirees Need to Know Before the 2026 Deadline
Traditional IRAs and 401(k) plans let workers invest pre-tax dollars and deduct contributions from taxable income in the present. In exchange, they pay income tax on contributions (and any gains)...
The 2026 Social Security COLA Is 2.8% — but Medicare’s Premium Hike Will Take Back More Than You Think
When the Social Security Administration announced late last year that benefits would be getting a 2.8% cost-of-living adjustment, or COLA, in 2026, reactions were mixed. Some seniors were no doubt...
Think You Can Ignore RMDs? Here’s What It Could Cost You.
If you save for your senior years in a traditional retirement account, you won't have complete control over your money later in life. Once you turn 73 (or 75, depending...
Here’s What Retiring Early Actually Means in 2026
Let's be honest: Most of us probably wish we were in a position to retire immediately, or at least early. But that can feel impossible if you're struggling to save...
The Roth IRA Move High Earners Shouldn’t Overlook
There's a reason higher earners tend to reach the end of their careers with little to no money in a Roth IRA. Higher earners are often barred from funding Roth...
All Retirees Need to Know These 3 Social Security Rule Changes Before April 2026
April isn't a month most retirees circle on their calendar. There's no big enrollment window, no cost-of-living-adjustment (COLA) announcement, no policy overhaul. But three deadlines and rule changes take effect...
3 Cities to Retire to Save Money on Taxes
Where you choose to live in retirement shouldn't boil down to state taxes. But that doesn't mean you should ignore taxes, either, as they can add thousands of dollars to...