The Roth IRA Conversion Trap You Don’t Want to Fall Into
If you saved well during your career, you may be approaching retirement with a large sum of money in a traditional IRA or 401(k). That's a good thing in theory,...
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No 401(k)? You May Have Another Retirement Savings Option Besides an IRA
When your employer doesn't offer a 401(k) or another workplace retirement plan, it can feel like an IRA is your only option. Don't get me wrong, it's a good one....
This Could Be the Single Best Way to Protect Your Retirement Savings From Market Volatility
Stock market volatility can be a tough thing to deal with at any stage of life. But during retirement, it can be downright scary.
Americans Concerned New Medicare Advantage Coverage Limitation Is Too Vague
Starting in 2026, Medicare Advantage began imposing new limits on coverage. Unfortunately, many people choose Medicare Advantage precisely because it tends to provide broader benefits than traditional Medicare offers. These...
Here’s the Average Social Security Claiming Age for Men and Women
When you claim Social Security is entirely up to you. That sounds freeing, but it can also be confusing because there isn't a clear best choice. Apply early, and you...
Inheriting an IRA? Why You May Not Want to Withdraw All the Money at Once.
When loved ones pass away, their unspent retirement savings don't disappear. They go to whomever the benefactors chose as beneficiaries -- often their spouse or children, but sometimes other family...
The 5 Laziest Ways to Be Good With Money
We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money...
This Move Could Help You Keep Your Medicare Premiums Lower Throughout Retirement
One of the biggest expenses you might face in retirement is none other than healthcare. And part of the reason is that Medicare is by no means free.
Here’s the Average Social Security Retired-Worker Benefit by Age (From 62 Through 99-Plus)
For most retirees, Social Security income isn't a luxury -- it's a necessity to make ends meet. Nearly a quarter-century of Gallup surveys show that 80% to 90% of retirees...
Here’s Why People With Good Incomes Still Carry Credit Card Debt
We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money...
How the New $24,500 401(k) Limit in 2026 Could Change Your Retirement Timeline
If retirement were simply a matter of desire, today would be many people's last day on the job. Unfortunately for them, it's not that simple. You have to save a...
How Married Couples Can Get More Out of Social Security in 2026
For single retirees, Social Security often serves as a crucial source of income. The same can easily hold true for married retirees. Only married couples have an opportunity to strategize...
4 Things to Know About Social Security Survivor Benefits Before You Need Them
Can you have life insurance without ever buying it? In a sense, yes. Social Security survivor benefits function similarly to life insurance. One key difference, however, is that a surviving...
These Are the Top 3 Countries American Retirees Are Moving To
Whether your goal in retirement is to flee political drama, save money, or simply have a new, life-changing experience, moving abroad may be something you've considered. However, have you thought...
Are You on Track to Retire in 2028? Here’s How to Find Out This April.
If you're aiming to retire in 2028, you don't need to be a math genius to know that the clock is ticking down. It's important to make sure you're on...
The Roth Conversion Window Is Open — But Not Forever
There are a bunch of reasons why you might pick a traditional IRA over a Roth IRA, or vice versa. But when the time comes to withdraw your money in...
How Ages 60 to 63 Can Use the Super Catch-Up Contribution to Retire Faster in 2026
By the time you reach your 60s, the end of your career probably feels within reach. Depending on how much retirement savings you have, that can either be a good...
Inflation Can Hurt Retirees Big Time. Here’s How to Protect Yourself.
You might think of inflation as a recent problem that's been plaguing consumers. But while inflation may be in the news a lot lately, the reality is that it's a...