3 Mistakes You Might Make in the Course of a Roth Conversion
A Roth conversion can be a powerful way to reduce your future tax burden and create tax-free income for yourself in retirement. By moving money out of a traditional IRA...
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Working While Collecting Social Security? You May Be Losing More Than You Think.
Are you earning work-based wages while simultaneously collecting Social Security retirement benefits? Or are you at least planning to?
Your 401(k) Could Soon Include Private Equity and Crypto. Here Is What That Actually Means for Your Retirement.
While 401(k) plans have been popular resources for investors who want to accumulate stocks and funds while enjoying tax breaks, these retirement accounts of choice will soon have private equity...
This 2026 Social Security Change Could Make a Big Difference for Early Claimers Who Are Still Working
Working and claiming Social Security at the same time sounds like a recipe for a comfortable, even luxurious lifestyle. This can be true, but many early Social Security claimers are...
These 4 Things Will Stop Seniors From Getting the New Senior Tax Deduction’s Benefits
The deadline for filing your taxes is fast approaching. The good news is that, for many seniors, a big tax refund will be on the way because of changes made...
The 3 Most Practical Reasons to Have a Credit Card Even if You Never Use It
We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money...
Can You Add a Teenager to Your Credit Card? Here’s What Parents Should Know
We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money...
Thinking About Delaying Social Security? Here’s What the Math Looks Like in 2026.
It can be difficult to decide whether to claim Social Security benefits or delay them to a later age, when you would likely receive higher benefits. Since retirees can claim...
Here’s Exactly What I Plan to Do if the Market Crashes as I’m About to Retire
As someone who writes about investing and personal finance, I'm well aware that a stock market crash can be nerve wracking at any time. But I also know that market...
Should You Claim Social Security Before You Retire? Here’s What to Know.
One big misconception about Social Security is that you need to be retired to collect benefits. Once you turn 62, you're eligible to file for Social Security, whether you're working...
Here’s the Average Net Worth for Americans at 60 — Where Do You Stand?
Is 60 the new 40? Many Americans approaching the end of their sixth decade probably like the sentiment. However, in some ways, reaching 60 is a more important milestone than...
Missed Your 2025 RMD Deadline? Here’s How You May Be Able to Avoid a Tax Penalty
You were supposed to take a 2025 required minimum distribution (RMD) from your retirement account, but it slipped your mind. Now you're facing a 25% penalty tax, which is almost...
Think Medicare Covers Long-Term Care? Here’s the Costly Truth.
One big misconception about Medicare is that once you're enrolled, it will cover all of your health-related needs. In reality, there are a number of important services Medicare will not...
How to Boost Your Social Security Benefit Before You Retire in 2028
You have a right to Social Security after contributing to the system for multiple decades, but there are still a few things you can do to maximize your earnings. A...
Missed Your RMD Deadline? Here’s the Massive Penalty You Could Face.
If you have money in a traditional retirement account, required minimum distributions are something you'll have to start dealing with at age 73 or 75, depending on your year of...
Maxing Out Your IRA This Year? Here’s What That Could Do for Your Retirement
If you have extra cash lying around, you might think about tossing that money into your IRA to help you cover your future retirement costs. The downside: this money is...
When Should You Claim Social Security if You Don’t Actually Need the Money?
For many retirees, Social Security is an absolute lifeline. Without those monthly benefits, a large number of seniors would not have a way to cover their basic needs.
Forced Out of Retirement? Here’s Your Financial Game Plan.
Coming out of retirement was never part of your original plan. But unexpected expenses came up, your investments didn't grow as fast as you'd hoped, and financially, it's the only...