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Working While Collecting Social Security Could Actually Cost You Benefits in 2 Ways
If you're worried about having enough money in retirement, working as a senior could seem like a good solution. After all, if you're still getting a paycheck, you won't have...
This Little-Known Social Security Rule Could Boost Your Lifetime Benefits, but Too Many Retirees Miss It
When it comes to claiming Social Security, it's important to get your timing right. That's because your filing age has a direct impact on the monthly benefits you're paid.
Common 401(k) Mistakes to Avoid When You Leave a Job
The average American changes jobs 12 times during their career, and at any given time, millions are actively seeking new employment. The next time you plan to take a new...
Smart Strategies for Dealing With the IRA 10-Year Rule
The SECURE Act of 2019 dramatically changed the rules governing inherited IRAs. Rather than stretch withdrawals from the IRA out over the course of your life expectancy, you may now...
How to Build a Retirement Income Plan That Holds Up Against Inflation, Market Swings, and Longevity Risk
When you're in the process of building a retirement nest egg, you might assume that finding the money for your IRA or 401(k) is the hard part. But managing your...
Married, but Not Employed? Here’s How to Boost Your Retirement Savings in 2026.
Before you became a single-income household, you and your spouse probably carefully talked through the pros and cons. If you have children, it likely saves you a fortune in day...
Where Retirees Are Moving for the Perfect Mix of Cost, Comfort, and Care
It's natural for a person, whether in or entering their retirement years, to find a new place to live. After all, life's circumstances -- and resulting needs and desires --...
Retirement Planning 101: What to Do with Your 401(k) After Leaving the Workforce
If you're switching jobs, you're in good company. The average American worker changes employers approximately once every four years.
How to Read Your Social Security Statement — and What to Fix Before You Claim
Just about all of us can look forward to receiving Social Security benefits in the future. And for many of us, they will be a critical lifeline. As the Social...
What Happens If There’s No Beneficiary Named on My Retirement Account?
Naming a beneficiary (or co-beneficiaries) to your retirement account may feel like small potatoes, a minor administrative task. However, failing to ensure a beneficiary is named can lead to significant...
Americans Are Waiting Longer to Claim Social Security. Here’s Why You May Not Want to Jump on the Bandwagon.
When you apply for Social Security is one of the most impactful retirement decisions you'll make. It determines the size of your benefits, which in turn affects how much you...
Healthcare Costs Are Rising Faster Than Your Social Security Check. Here’s What Retirees Can Do.
Inflation makes things cost more money over time. This is a known fact. For this reason, Social Security benefits are eligible for a cost-of-living adjustment, or COLA, every year.
Is Working Too Much Costing You Social Security Benefits? What to Do Now.
You work hard all your life to pay your bills, obviously, but also in the hope of maximizing the future Social Security benefit you qualify for. So it can seem...
9 Ways to Stretch Your Retirement Savings for Decades
If you're like millions of people, you're worried that you haven't saved enough for retirement -- and you might even know that you haven't saved enough. You're probably wondering what...
How to Stress-Test Your Retirement Income Before You Stop Working
If you're getting close to retirement, it's important to make sure you have enough money to bring your career to a close. And looking at your IRA or 401(k) balance...
President Donald Trump Vowed Not to Touch Social Security — but He May Have Indirectly Broken That Promise
Since the first retired-worker benefit was mailed in January 1940, Social Security has been providing a financial foundation for aging workers who could no longer do so for themselves. However,...
Here’s the Maximum Spousal Social Security Benefit in 2026
If you're married to someone who qualifies for Social Security retirement benefits, you should be eligible for a spousal benefit once you turn 62. These benefits are often far less...