3 Signs You Need to Reduce Your Retirement Spending
After spending much of your career saving for retirement, once your stint in the workforce ends, it's time to start spending the money you pushed so hard to accumulate. And...
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3 Reasons Not to Open a Balance Transfer Card in May 2026
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Retirees Could See the Biggest Social Security Raise in 4 Years. Here’s What Drives It.
Soaring inflation is making everyone miserable these days. But there is one upside to the price hikes: It should facilitate a sizable cost-of-living adjustment (COLA) for Social Security beneficiaries at...
Think Social Security Will Cover Retirement? The Numbers Tell a Different Story.
You may not love the idea of having your wages taxed to fund Social Security. But in exchange for paying into the system, you have the promise of retirement benefits...
3 Things Every Retiree Should Know Before Taking Their First RMD
Saving for retirement in a traditional IRA or 401(k) often seems like a great idea. After all, who wouldn't want the benefit of pre-tax contributions?
The Good News Is Your Social Security COLA Is Beating Inflation. The Bad News Is That May Not Last.
Inflation has jumped by 3.8% in April from a year ago, according to the latest Consumer Price Index data published by the Bureau of Labor Statistics. That's the highest spike...
Worried About Inflation? This Common Retirement Withdrawal Strategy Might Be Too Risky for You
Saving enough for retirement is only half the battle. You also have to figure out how to make those savings last across a retirement that could last 30 years or...
Why Your Neighbor’s Social Security Check Is Bigger Than Yours — and What You Can Still Do About It
You worked just as hard as your neighbor throughout your career, and yet they receive twice as much from Social Security as you do. It's frustrating, and it might be...
Need a Balance Transfer Card? Here’s What a ‘Good Deal’ Looks Like
We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money...
How to Build a Retirement Income Plan if You’re 10 Years Away
Are you 50-something, give or take some years, and thinking about retiring in about a decade? If so -- and even if you're 20 years from retiring -- it's time...
You May Be Overfunding Your Retirement Plan. Here’s When It Makes Sense to Stop.
Many Americans are given the same retirement advice. Max out your 401(k) plan every year. Contribute to an IRA and make catch-up contributions once you're eligible. And repeat.
What the Average American’s Credit Card Balance ($6,523) Is Really Costing Them
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Trump’s Retirement Account: Who It’s Designed For, How to Access It, and What the Catch Is
Help is on the way for lower-income U.S. workers struggling to save for retirement. Beginning next year, a website managed by the federal government will not only steer workers toward...
Maximize Your Social Security Benefits: Tips for Every Age Group
If your life seems to move at lightning speed, you're definitely living in the 21st century. No matter how busy you are, though, it's a good idea to slow down...
Claiming Social Security at 62 Could Cost You More Than You Realize
For many retirees, age 62 feels like an important milestone. It's the earliest age you can claim Social Security. And after decades of hard work, the idea of finally getting...
This Medicare Surprise Could Send Your Monthly Premiums Soaring in 2026
Healthcare is typically one of retirees' biggest costs. And this year, retirees are feeling the crunch due to the fact that Medicare costs went up.
Taking Your First RMD? Avoid This Costly Mistake.
Required minimum distributions, or RMDs, are one of those retirement rules many savers learn to tolerate. Once you turn 73 or 75, depending on your year of birth, you'll have...
Airfare Is Up 15% — Are Travel Credit Cards Worth It in 2026?
We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. Motley Fool Money...